SC Bank & Trust sends me a weekly update in regards to their current interest rates.  Last week, the rates were the lowest I've ever seen.  Listed below are some of the options that are available through their bank at this time.  If you are interested in getting pre-qualified call David Dupont (contact information listed below). 

                                          Conforming Fixed Rates (10% Down Payment Purchase):
                                                               
                                                                30 Year Fixed: 4.375%
                                                                20 Year Fixed: 4.250%
                                                                15 Year Fixed: 4.00%
                                                                10 Year Fixed: 3.875%

                                            Conforming Arm Rates (10% Down Payment Purchase): 

                                                                3/1 Fixed Arm: 3.25%
                                                                5/1 Fixed Arm: 3.00%

                                             FHA Rates (3.5% Down Payment Purchase): 

                                                                30 Year Fixed: 4.50%
                                                                3/1 Fixed Arm: 3.750%
                                                                5/1 Fixed Arm: 3.750%

                                                                Jumbo Loans (25% Down ): 

                                                                5/1 Fixed Arm: 4.00%

                     New Opportunities

                                                                90% Financing - No MI - Up to 800k - Primary Only
                                                                90% Financing - With MI - Second Homes
                                                                HomePath Mortgage
                                                                Equity Loans Available for Primary/Secondary
                                                                Portfolio Financing
                                                                Buyer's Mortgage Program 
                                                                     (Builder or Seller makes 6 months of Payments)

David Dupont
South Carolina Bank and Trust
1550 Oak St.
Myrtle Beach, SC 29577
Phone: 843-839-8772
Fax: 843-839-8616
Cell: 843-251-8207
Email: david.dupont@SCBTonline.com
A Forbes "Top 100 Most Trustworthy Company"